First Home BuyersSimplifying the process and making homeownership achievable.
KSM, Your Trusted Waikato Mortgage Adviser
Simplifying your journey to homeownership with expert advice and tailored solutions.
How Can I Help You?
No matter your financial goals, I provide expert advice to make them a reality.
KSM: Kylee Smit Mortgages
Hi, I’m Kylee Smit, a dedicated mortgage adviser based in the beautiful Waikato region with nearly 20 years of experience in financial services.
I specialise in home lending and am passionate about helping you achieve your financial goals.
With a New Zealand Certificate in Financial Services (Level 5) and as a registered financial adviser, I provide practical, personalised advice for first-time buyers, investors, and everyone in between.
Why Choose Me?
I’ll guide you through the process with clarity, tailoring solutions to suit your unique needs.
Living on a dairy farm in Cambridge with my husband, Henk, and our daughter, Frankie, I am deeply connected to the local community. Let me help make your mortgage journey clear and achievable!
“Kylee was amazing! She made the refinancing process so simple as we are not experts in this area. She provided all the help and support we needed to make it happen. She truly made the whole experience stress-free and seamless.” — Forever grateful, Hayley & Matty, Otorohanga
Testimonials
We met Kylee by chance in the early stages of house hunting and she offered to help. A few months later our journey began, and we ended up with our perfect home!
As first home buyers we were fairly clueless, but Kylee made us feel at total ease throughout the process, from initial talks until the deal was complete. Her knowledge, calmness and availability meant we were never too stressed in what could have been a very stressful period.
Working with Kylee felt more like working with a friend than a business relationship. We couldn’t recommend her highly enough.
Jase & Kirsty, Cambridge
Testimonials
We are thrilled to share our experience working with Kylee Smit. She made us feel comfortable and well-informed from the moment we initiated contact. Kylee took the time to listen to our needs and answered every question we had with patience and clarity. She was incredibly responsive, making sure we felt supported every step of the way.
Throughout the journey, she demonstrated a deep understanding of the mortgage landscape and guided us to the best options that suited our financial goals. We are extremely grateful for the exceptional service and would highly recommend Kylee Smit to anyone looking for a knowledgeable and caring mortgage broker. Thank you for making our journey to buying our first home such a smooth and positive experience!
Ngamira & Hannah, Te Kuiti
Testimonials
We are extremely grateful and cannot thank Kylee Smit enough! From start to finish, she made the process incredibly smooth, fast, and efficient. Her friendly and professional approach put us completely at ease, making everything stress-free and super easy! We highly recommend Kylee – she is an exceptional mortgage broker who goes above and beyond. Ngā mihi nui ki a koe, Kylee.
Nā te whānau Stirling-Stockman
Testimonials
We met Kylee by chance in the early stages of house hunting and she offered to help. A few months later our journey began, and we ended up with our perfect home!
As first home buyers we were fairly clueless, but Kylee made us feel at total ease throughout the process, from initial talks until the deal was complete. Her knowledge, calmness and availability meant we were never too stressed in what could have been a very stressful period.
Working with Kylee felt more like working with a friend than a business relationship. We couldn’t recommend her highly enough.
Jase & Kirsty, Cambridge
Testimonials
Kylee was nothing short of amazing throughout the whole house buying process. As first home buyers we had no idea what we were doing, and Kylee was always happy to answer any questions we had at anytime of the day.
We really appreciate the amount effort and support Kylee has put into helping us buy our first home. We truly don't think we would have been able to do it without her guidance and support.
Michael & Tammy, Ngāruawāhia
Kylee Smit
Mortgage Adviser
Get in touch
P 027 273 7411
E Kylee@ksmortgages.co.nz
